Friday, Mar 07 2024Source/Contribution by : NJ Publications Demystifying Investment Risk: How to Manage Investment Risk? By: NJ Team Investing is an essential way to grow wealth, build financial se...

Friday, February 14 2025Source/Contribution by : NJ Publications A Unit Linked Insurance Plan (ULIP) is a versatile financial instrument that seamlessly integrates insurance coverage and investment o...

Friday, February 7 2025Source/Contribution by : NJ Publications Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or b...

Thursday, January 23 2025Source/Contribution by : NJ Publications We cherish the smiles on our loved ones' faces as they unwrap gifts carefully chosen just for them. But this year, consider going bey...

Friday, January 17 2025Source/Contribution by : NJ Publications "The stock market is filled with individuals who know the price of everything, but the value of nothing." - Philip Fisher This quote b...

Friday, January 10 2025Source/Contribution by : NJ Publications As the New Year is just around the corner, it's the perfect time to leave behind the setbacks of the past year and start fresh with a c...

Friday, January 3 2025Source/Contribution by : NJ Publications Do-It-Yourself (DIY) investing has gained significant popularity in recent years, with more and more individuals taking control of their...

Friday, December 27 2024Source/Contribution by : NJ Publications Geopolitical tensions—whether they stem from military conflicts, trade wars, or political instability—are a recurring feature of the g...

Friday, December 20 2024Source/Contribution by : NJ Publications As we age, our bodies become more susceptible to various health ailments. While the future is unpredictable, we can definitely prepare...

Friday, December 06 2024Source/Contribution by : NJ Publications When it comes to life's significant moments like child education, marriage, retirement, etc., we probably have a plan in place. We eve...

Friday, Nov 15 2024Source/Contribution by : NJ Publications Introduction Living abroad as a Non-Resident Indian (NRI) brings a unique set of experiences. While you're building a life overseas, it's ...

Friday, Nov 8 2024Source/Contribution by : NJ Publications As investors, we are very cautious about the value of our hard-earned money. So, we meticulously evaluate the performance of mutual funds us...

Friday, Oct 18 2024Source/Contribution by : NJ Publications Comprehensive Car Insurance: A Guide to Protecting Your Investment Introduction Comprehensive car insurance is a crucial component of res...

Friday, Oct 11 2024Source/Contribution by : NJ Publications The Investor's Trifecta: Time, Pragmatism, and Pessimism In the dynamic world of investments, where emotions can often cloud judgment, th...

Friday, Oct 04 2024Source/Contribution by : NJ Publications Retail Investor's Dilemma: Should You Dive into Futures & Options Trading? F&O trading is often romanticized as a quick path to ri...

Friday, Sept 27 2024 Source/Contribution by : NJ Publications Season of Monsoon, Mosquitoes & Medical Insurance The monsoon season brings beauty and relief from the heat, it brings a welcome chang...

Friday, Sept 20 2024 Source/Contribution by : NJ Publications Debunking 7 Misconceptions About Investing Investing wisely is not just about knowing what to do; it's also about understanding what not t...

Friday, Sept 13 2024 Source/Contribution by : NJ Publications The saving-spending Dilemma: Are you saving for a luxurious future while neglecting present needs? The concept of saving for the future is...

Friday, Sept 06 2024 Source/Contribution by : NJ Publications Introduction Investing Wisdom from the World of SportsBy: NJ Team Sports and investing might seem like entirely different arenas, but bene...

Friday, July 26 2024 Source/Contribution by : NJ Publications In the evolving landscape of personal finance, mutual funds have emerged as a versatile and accessible investment vehicle for a wide range...

Friday, July 12 2024 Source/Contribution by : NJ Publications Introduction Retirement is considered to be the golden phase in your life. It is that time in your life when you engage in activities you ...

Friday, June 21 2024 Source/Contribution by : NJ Publications Mutual funds are financial intermediaries that enable millions of small and big investors across the country to engage in and benefit from...

Friday, June 15 2024 Source/Contribution by : NJ Publications Whether you are an investor or not, it is pretty certain that you must have heard about the famous Chanakya or his Nitis. Chanakya was not...

Friday, May 17 2024 Source/Contribution by : NJ Publications "I am young, do regular exercises, fit & healthy. Do I need health insurance?" Most of us ponder upon this question when someone talks abou...

Friday, May 10 2024 Source/Contribution by : NJ Publications It is the start of the financial year! It is that time of the year when you upbraid yourself for delegating your tax filing for the last mi...

Friday, May 03 2024 Source/Contribution by : NJ Publications Retirement marks the beginning of the golden years of one’s life, a life marked with relaxation, exploration, and fulfilment, making ...

Friday, Apr 12 2024 Source/Contribution by : NJ Publications Health insurance in the new era is providing you various kinds of coverages, like OPD coverage, worldwide treatment, no claim bonus, etc. T...

Friday, Mar 22 2024 Source/Contribution by : NJ Publications Few years back, we used to go to nearby stores to buy items like clothing, books, gadgets, and other necessities. However, with the emergen...

Friday, Mar 15 2024 Source/Contribution by : NJ Publications “In the rapidly changing world order, India is going ahead as ‘Vishwa Mitra’. India has given hope to the world that we c...

Friday, Mar 1 2024 Source/Contribution by : NJ Publications Health Insurance in India is growing widely and rapidly from the last few years. Recently, there has been some very critical reforms that wi...

Friday, 23 Feb 2024Source/Contribution by : NJ Publications The majority of Indian investors do not have a structured approach to savings and investment. The amount of money saved is determined by the...

Friday,16 Feb 2024Source/Contribution by : NJ Publications Born into a world of constant connectivity and boundless information, Gen Z is navigating adulthood with habits and preferences that set them...

Friday, Feb 2 2024 Source/Contribution by : NJ Publications In major cities, people prefer to travel by train or 2-wheeler even when they own a car to avoid traffic and reduce fuel expenses. However, ...

Friday, Jan 26 2024 Source/Contribution by : NJ Publications Everyone wants to invest in the best-performing asset class every year. But, the thing is, it is nearly impossible to choose the best...

Friday,19 Jan 2024Source/Contribution by : NJ Publications A new year is a fresh beginning - a time when we can reflect on the past and look forward to the future with a fresh perspective and a desire...

Friday, Dec 29 2023 Source/Contribution by : NJ Publications Insurance Policy is an agreement or a legal contract between the insurer, (the insurance company), and the insured or the policyholder /pro...

Friday, Dec 15 2023 Source/Contribution by : NJ Publications In the investment world, few names resonated as profoundly as Charlie Munger, the renowned vice chairman of Berkshire Hathaway and the long...

Thursday, Dec 21 2023 Source/Contribution by : NJ Publications Over the course of time, certain things have proven to be universally true in different situations. With time, such happenings have taken...

Friday, Dec 08 2023 Source/Contribution by : NJ Publications The number of deaths in road crashes in India was at an all-time high in 2022 with fatalities above 1.68 lakh. This is approximately 462 de...

Friday, Dec 01 2023 Source/Contribution by : NJ Publications Investing should be a logical thing and rational thing. Quite often, long-term investing success is more closely linked to our behaviour an...

Friday, Nov 24 2023 Source/Contribution by : NJ Publications Financial behaviour and financial decision-making are two closely related aspects of an individual’s financial well-being. The impact...

Friday, Nov 17 2023 Source/Contribution by : NJ Publications Today we live in a fast-paced, stress-filled life and we are knowingly and unknowingly exposed to many risks to life, health and property. ...

Friday, Nov 10 2023 Source/Contribution by : NJ Publications In today's fast-paced world, managing personal finances can be a challenging task. Whether you are seeking professional guidance or prefer ...

Friday, Nov 3 2023 Source/Contribution by : NJ Publications Insurance is the cornerstone of financial security, offering individuals a safety net against life's uncertainties. At its core, insurance i...

Friday, Oct 27 2023 Source/Contribution by : NJ Publications In the world of investing, the pursuit of wealth comes hand in hand with the need for effective risk management. As investors navigate the ...

Friday, Oct 20 2023 Source/Contribution by : NJ Publications The equity markets have had an impressive run after the pandemic in India. The Indian economy has shown tremendous resilience and strong fu...

Friday, Sept 13 2023 Source/Contribution by : NJ Publications If you are an experienced Indian investor in equity markets, you know that investing is a long-term game. It takes discipline, patience, a...

Friday, Oct 6 2023 Source/Contribution by : NJ Publications Health insurance has always acted as a crucial safety net, giving people and families access to financial security against unanticipated med...

Friday, Sept 25 2023 Source/Contribution by : NJ Publications Have we reached all of the goals that we've set for ourselves in life? Leaving other goals aside, let's talk about our growing list of fin...

Friday, Sept 22 2023Source/Contribution by : NJ Publications In this fast-paced world, where time is precious and financial responsibilities grow with each passing day, finding an investment approach ...

Friday, Sept 15 2023 Source/Contribution by : NJ Publications Are you unhappy with your current health insurance company or plan? Do you find other health insurance plans to offer a comprehensive scop...

Friday, Sept 08 2023 Source/Contribution by : NJ Publications Systematic investment plans (SIPs), today, are one of the most popular ways to invest in mutual funds. It is often used for making recurri...

Friday, Sept 01 2023 Source/Contribution by : NJ Publications We all make efforts to plan our investments, yet we often get dismayed if our expectations aren't met. We may encounter nervousness and lo...

Thursday, Aug 24 2023 Source/Contribution by : NJ Publications In today’s world, most people have a sedentary lifestyle with unhealthy dietary habits. Nowadays, we are even more prone to diseases caus...

Friday, Aug 18 2023 Source/Contribution by : NJ Publications The one thing that keeps most people awake at night is not a lumpy mattress or bad dreams. It’s the Big Debt!  Living a debt-free lifestyle...

Friday, Aug 11 2023 Source/Contribution by : NJ Publications "A father is a banker provided by nature." When we were kids, we often saw our fathers doing the best in terms of managing the finances and...

Friday, Aug 04 2023 Source/Contribution by : NJ Publications As the proverb goes, "Health is Wealth", taking care of your health and the health of your family members is crucial. With the rising expen...

Friday, July 28 2023 Source/Contribution by : NJ Publications Do you love to have junk food and want to have it every day? But practically, you cannot have it daily because it can never grab all the n...

Friday, July 21 2023Source/Contribution by : NJ Publications A month has already passed since the start of the new financial year (FY). When it comes to any matter involving finances, accounts, and ta...

Friday, July 14 2023 Source/Contribution by : NJ Publications People generally assume that because they have a health insurance policy (HI), they would not require personal accident insurance as HI co...

Friday, July 07 2023 Source/Contribution by : NJ Publications Indians are reputed to hold around 9-11% of the total physical gold in the world. It is estimated that more than 75% of Indian households ...

Friday, June 30 2023 Source/Contribution by : NJ Publications Every time the Indian markets, a specific stock, or a sector reaches a new milestone, a new notification from the media appears on our mob...

Friday, June 23 2023 Source/Contribution by : NJ Publications Insurance is an agreement between the insurer and the insured (policyholder). This agreement is based on the information the insured provi...

Friday, June 09 2023 Source/Contribution by : NJ Publications Are you the one who used piggy banks in your childhood to store all the money gifted to you by your relatives? Do you also remember gettin...

Friday, June 09 2023Source/Contribution by : NJ Publications Investing is a risk-versus-reward game. Where some have made millions, many more have lost. What are the characteristics that differentiate...

Friday, May 19 2023 Source/Contribution by : NJ Publications Having a basic health insurance policy is a great start to protect yourself from rising hospitalization costs and receive hassle-free, time...

Friday, May 12 2023 Source/Contribution by : NJ Publications The Big Picture: Every year, the union budget is one of the most keenly watched events in the country. This year, the first budget of “Amri...

Friday, May 05 2023 Source/Contribution by : NJ Publications “Successful Investing is managing risk, not avoiding it.”  Benjamin Graham, the father of value investing might have said this decades ago,...

Friday, April 15 2023 Source/Contribution by : NJ Publications The world has become a smaller place. Today, be it education, career, business or leisure /holidays, the national boundaries have blurred...

Friday, April 07 2023 Source/Contribution by : NJ Publications Even though the COVID-19 global pandemic began more than two years ago, we are still feeling the effects and disruptions in our lives. If...

Friday, February 24 2023 Source/Contribution by : NJ Publications Saving and investing is a big part of your financial plans. Sometimes, even planning for your cash outflows becomes a vital component ...

Friday, February 17 2023 Source/Contribution by : NJ Publications Uncertainty is omnipresent today and we live in a world full of uncertainties around us. We never know what will happen in the next ho...

Friday, February 10 2023 Source/Contribution by : NJ Publications We all have dreams and aspirations, especially when we are young. Be it an early retirement or palatial home or a big car. Unfortunate...

Friday, February 3 2023 Source/Contribution by : NJ Publications Have you wondered why your fund seems to have delivered fantastic returns and yet your returns have been on the lower side? Well you ar...

Monday, January 30 2023 Source/Contribution by : NJ Publications A Health Insurance is a must today. Every individual and family must be protected against the very probable risks to our health. The re...

Friday, January 20 2023 Source/Contribution by : NJ Publications As you grow in life your needs and wants also grow. When you get your annual salary increment, the first thought always tends to be abo...

Friday, January 20 2023 Source/Contribution by : NJ Publications Setting financial goals is the most important aspect that every person should think of. It is an important step towards becoming financ...

Thursday, Oct 06 2022, Source/Contribution By : NJ Publications By: Mr Vishal Baxi, NJ Wealth Partner, Surat Ring-Road Branch. In a world that believes in manifestation, higher power and superstitio...

Monday, June 20 2022Source/Contribution by : NJ Publications As investors most of us feel that creating wealth requires an active approach on our part. Frequent portfolio churning, be it stocks or mut...

Monday, June 20 2022, Contributed By: NJ Publications Reading is a best way to enrich yourself and achieve greater success as an individual and as a professional. For the profession of financial advis...

Monday, May 02 2022Source/Contribution by : NJ Publications You will be tempted to eat all the laddoos if they are lying in your plate in front of you. Likewise the extra money or year end bonus in ou...

Monday, May 02 2022Source/Contribution by : NJ Publications Amrita, during her graduation days had read a book, which centered on the life and struggles of a girl from Istanbul, who is also a single m...

Monday, April 18 2022Source/Contribution by : NJ Publications Intelligence is a word that people love when added to their name. It is a common belief that a person with high IQ is likely to succeed in...

Saturday, April 16 2022Source/Contribution by : NJ Publications As informed investors, we should be familiar with the different investment routes or facility of investing offered by mutual funds. You ...

Thursday, March 10 2022Source/Contribution by : NJ Publications The pandemic has come as a wake-up call for many of us. People are now giving a lot more priority to the quality of life, living and not...

Thursday, March 10, 2022 Source/Contribution by : NJ Publications "Do not be feverish about success, if your aim is clear and you have the patience to move towards it, nature will support you" - Sri ...

Monday, February 07 2022Source/Contribution by : NJ Publications India is a blessed land where gurus have preached the path of self-realisation and enlightenment for aeons. Lord Budhha, the revered fo...

Monday, February 07 2022Source/Contribution by : NJ Publications “We all need people who will give us feedback. That's how we improve.” - Bill Gates Ashima & Apoorv Sahni, are married since three ...

Friday, January 07 2022Source/Contribution by : NJ Publications Sometimes it is good to have some mental laws framed in our minds. These laws when practiced in our lives has the power to influence our...

Friday, January 07 2022Source/Contribution by : NJ Publications Learning is a never ending process. We learn all our lives, in the form of formal education, practical education, experiences and life l...

Wednesday, December 15 2021Source/Contribution by : NJ Publications The title of the article may sound like a chapter from a psychology book. But hardly is it academic in nature. This time around, we ...

Wednesday, December 15 2021, Contributed By: NJ Publications Having a Client Centric Approach is indisputable for running a successful advisory business. Client Centric Approach can be broken down int...

Monday, Nov 08 2021Source/Contribution by : NJ Publications Budgeting is simply creating a plan to spend your money. This plan is the “budget” which allows you to determine in advance how much will yo...

Monday, November 08 2021Source/Contribution by : NJ Publications A common mistake that we all commit is we try to sell our product, and not what the customer wants to buy. In advisory business, positi...

We live in a dynamic, evolving, uncertain world. The investment landscape is too constantly changing with uncertainty being omnipresent. The wisdom to know what to do and how to act in the face of thi...

Monday, Oct 11 2021Source/Contribution by : NJ Publications The growth of a business is generally measured in terms of its sales growth, sales of a business depends upon the end user, the customer. So...

Thursday, Sept 09 2021Source/Contribution by : NJ Publications The Covid-19 pandemic has led to a vivid change in people's attitude. With time spent at home and the growing uncertainty of life, people...

Thursday, September 9 2021Source/Contribution by : NJ Publications The advisor is always on the rampage to sell his products. And he employs various innovative techniques to increase his sales. He adv...

Wednesday, August 04 2021Source/Contribution by : NJ Publications Congratulations, You made the right decision to buy insurance. Now for the hard part. Buying insurance is not an easy, straightforward...

Wednesday, Aug 04 2021Source/Contribution by : NJ Publications Mutual fund often carry the line “past performance is not indicative of future returns”. We all know that investing in mutual funds purel...

Friday, July 9 2021, Source/Contribution by: NJ Publications Are you in love proposing a marriage? Are you a candidate wanting to get job? Are you a sales person who wants to sell products? Are you a ...

Thursday, July 08 2021Source/Contribution by : NJ Publications Our relationship with money starts at an early age when we notice or parents exchanging coins or notes for all sorts of stuff we like. Th...

Friday, June 04 2021Source/Contribution by : NJ Publications Most parents think that they do not need to teach their children how to manage money and the value of managing money in the right manner. T...

Thursday, June 03 2021Source/Contribution by : NJ Publications Just imagine, you have a severe stomachache and you go to see a doctor. The doctor instead of discussing your problem, rather talks about...

Wednesday, May 07 2021, Contributed By: NJ Publications Managing Portfolio In Retirement Years: Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pu...

Tuesday, May 04 2021, Contributed By: NJ Publications In this article, we will discuss about of some of additional roles which financial advisors should think to play with their clients and other sta...

Friday, April 09 2021Source/Contribution by : NJ Publications We all have certain dreams and aspirations in life. We want to own a nice house, we want to send our kids to the best schools and colleges...

Tuesday, April 06, 2021 Source/Contribution by : NJ Publications “A new year is like a blank book. The pen is in your hands. It is your chance to write a beautiful story for yourself.” New year is th...

Thursday, Mar 4 2021Source/Contribution by : NJ Publications It's about to start a new Financial year and we usually start the new year with new goals and resolutions, then why not to plan for TAX sav...

Tuesday, March 2 2021Source/Contribution by : NJ Publications You must have heard the famous quote “failing to plan is planning to fail” by Alan Lakein. This stands very true for our financial advisor...

Tuesday, February 02 2021Source/Contribution by : NJ Publications It was cold, windy evening of January 2012. Mr. & Mrs Arora (retired couple, both senior citizens) were enjoying winter evening &a...

Friday, February 2 2021Source/Contribution by : NJ Publications Let me ask you a simple question. What is the key to success as a financial advisor? Is it hard work, intelligence, marketing or network...

Friday, January 8 2021Source/Contribution by : NJ Publications Albert Einstein had once called power of compounding as the eighth wonder of the world.This is one investment principle which makes money...

Tuesday, Jan 05 2021Source/Contribution by : NJ Publications During the market surge, they say: - The markets are running, everybody is making money, I want to too. - I want to invest for 5-6 months, ...

Tuesday, December 8 2020Source/Contribution by : NJ Publications "Do you think there are any specific habits that make some people more successful with money than others?" This is a question that a lo...

Tuesday, December 8 2020Source/Contribution by : NJ Publications Investors often misinterpret their risk taking ability or they may not be able to rightly communicate the same, and that's why it becom...

Friday, Nov 13 2020Source/Contribution by : NJ Publications Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pursue hobbies which you were not able...

Tuesday,Nov 10 2020Source/Contribution by : NJ Publications Client Segmentation is widely acknowledged as a successful marketing and business strategy and is implemented across business lines. When an...

Friday, October 23 2020Source/Contribution by : NJ Publications We all want to give the best to our children. We feel that our children do not need to go through the same experiences, difficulties and...

Tuesday, Oct 13 2020Source/Contribution by : NJ Publications Those who tell stories, win the clients. Story telling is perhaps the most ancient art and yet it is still the most powerful tool to captur...

Friday, Oct 09 2020Source/Contribution by : NJ Publications Leonardo da Vinci once said that “simplicity is the ultimate sophistication.” This quote still stands very true for everyone today and for e...

Friday, Oct 02 2020Source/Contribution by : NJ Publications Over the last few years, the term “financial planning” has been very often used and heard by many of us. In this article, we explore as to w...

Friday, September 25 2020Source/Contribution by : NJ Publications Systematic Investment Plan or SIP as it is commonly known, is an investment plan (methodology) offered by Mutual Funds wherein one cou...

Friday, September 18 2020Source/Contribution by : NJ Publications As families seek to improve their financial situation and develop plans for the future, a logical first step is to determine their pre...

Friday, September 11 2020Source/Contribution by : NJ Publications Have you ever asked yourself – what has all the technology advancement and development around brought us? Has it really added value to...

Friday, September 04 2020Source/Contribution by : NJ Publications We believe in Vasudhaiva Kutumbakam, the old Sanskrit phrase meaning the world is one family. The technological advancements of the 21...

Tuesday, Sept 01 2020, Contributed By: NJ Publications " A satisfied customer is one who will continue to buy from you, seldom shop around, refer other customers and in general be a superstar advocate...

Friday, August 28 2020, Contributed By: NJ Publications "Unless you can watch your stock holding decline by 50% without becoming panic-stricken, you should not be in the stock market." - Warren Buffet...

Tuesday, Aug 25 2020, Contributed By: NJ Publications During the colossal market crash of 2008, many investors lost their wealth. That phase led to negative sentiment towards equities in most Indian h...

Friday, August 21 2020, Contributed By: NJ Publications “He that is good for making excuses is seldom good for anything else.” - Benjamin Franklin Most people have many reasons 'not' to invest. Even t...

Saturday, Aug 15 2020, Contributed By: NJ Publications What a fantastic journey it has been. India has made enormous progress in the last 73 years since Independence. Education levels have gone up, st...

Friday, Aug 14 2020Source/Contribution by : NJ Publications The ultimate goal of every investor is collecting a big corpus to secure a peaceful Retirement. So, you invest throughout your life and once...

Tuesday, Aug 11 2020, Contributed By: NJ Publications When it comes to investing their hard earned money, investors are always skeptical. They fear taking the wrong decision for their investment, whic...

Friday, Aug 07 2020Source/Contribution by : NJ Publications Young adults are perhaps the richest among all of us. They have something more than all of us - "time" at an age when the possibilities are ...

Tuesday, Aug 04 2020Source/Contribution by : NJ Publications Women Empowerment is the talk of the day. Women are moving out of their veils and standing up for themselves. Every other post on Social Me...

Friday, July 31 2020Source/Contribution by : NJ Publications Most of us, if not all, are in a journey from scarcity or deprivation towards financial well-being and ultimately financial freedom. A big ...

Tuesday, July 28 2020Source/Contribution by : NJ Publications No one can predict equity market. Right? But the other side of the coin is that no one can create wealth by ignoring equity market. Equity...

Friday, July 24 2020Source/Contribution by : NJ Publications “Set your goals high and don't stop till you get there” ~ Bo Jackson There is a strong correlation between your investments and your goals....

Tuesday, July 21 2020Source/Contribution by : NJ Publications The coming of a child in any familly is an occasion of great happiness and rejoice. After the initial euphoria, invariably the thoughts of...

Friday, July 17 2020Source/Contribution by : NJ Publications We have all made mistakes in past and most likely would also make mistakes in future. Making mistakes is not crime but is something human i...

Tuesday, July 14 2020, Source/Contribution By : NJ Publications Over the last few years, the term "financial planning" has been very often used and heard by many of us. In this article we explore as ...

Tuesday, July 14 2020, Source/Contribution By : NJ Publications Around 25 Lac new demat accounts have been opened during the lockdown phase. Lot of retail investors have hooked on to the direct Equit...

Friday, July 10 2020, Source/Contribution By : NJ Publications The two wonders of personal finance "Saving" and "investment" are often perceived as same by most of us. But, both these terms are disti...

Tuesday, July 07 2020, Source/Contribution By : NJ Publications India is a country where traditionally people are not oriented for retirement planning in finances. There is a prevalent culture of joi...

Friday, July 03 2020.Contributed By: Team NJ Publications There is none better way to look at simple ratios to evaluate your financial situation. Companies and analysts are much more comfortable using...

Tuesday, June 30 2020Source/Contribution by : NJ Publications We, the advisor fraternity, leave no stone unturned to have new clients on board, and building our business. But despite our best efforts,...

Friday, June 26 2020.Contributed By: Team NJ Publications As kids we would have read the famous story of Alice in wonderland. In the story, she once reaches a crossroads and was not sure which road to...

Wednesday, June 24 2020Source/Contribution by : NJ Publications We are all in the race to grow our business, add more clients, earn more money and take our financial advisory business to another level...

Friday, June 19 2020Source/Contribution by : NJ Publications Following are some tips which can help you in building and managing your Emergency Fund: Ask your advisor: Your emergency fund must be suf...

Tuesday, June 16 2020Source/Contribution by : NJ Publications For a long time, the focus of financial advisors have been clients who have been well established in their careers. Slowly, a large part o...

Friday, June 12 2020Source/Contribution by : NJ Publications Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our arti...

Tuesday, June 09 2020Source/Contribution by : NJ Publications What is a Digital Advisor? A Digital Advisor is the evolution of a traditional financial Advisor. A Digital advisor offers the speed and c...

Friday, June 05 2020Source/Contribution by : NJ Publications It may just take luck for a person to acquire or make wealth. However, it would take a lot more to keep holding on to that wealth. At the b...

Tuesday, June 02 2020Source/Contribution by : NJ Publications To most of us, food, clothing, and shelter were the norms for survival. Then came technology and connectivity in the form of mobile phones...

Friday, May 29 2020Source/Contribution by : NJ Publications Motor Insurance is generally a combination of Third Party Liability policy & Owner’s damage Cover (OD). The Motor Vehicles Act was passe...

Tuesday, May 26 2020Source/Contribution by : NJ Publications You go to a reputed store for your routine requirements because of the trustworthiness of the store-owner, you are sure you'll get quality ...

Friday, May 22 2020Source/Contribution by : NJ Publications Scope of financial planning and awareness about personal finance have gone up considerably in last one decade or so with well traveled avera...

Tuesday, May 19 2020Source/Contribution by : NJ Publications Success has different meanings for different individuals. For a teacher, becoming a principal one day is success; For an amateur photograph...

Friday, May 15 2020Source/Contribution by : NJ Publications Marriage, in financial context, sounds heavy, especially in case of young Turks just starting on their career paths and not yet considering ...

Tuesday, May 12 2020Source/Contribution by : NJ Publications “Think objectively, keep a sense of humor, make the business fun for you and everyone else” - J. Willard Marriott Humour, quite an undermin...

Friday, May 08 2020Source/Contribution by : NJ Publications There is something about women and money that doesn't seem to quite fit together in minds of most of us. We all generally have a tendency to...

Tuesday, April 28 2020Source/Contribution by : NJ Publications We have often talked about Digitization and Social Media in our previous articles, and this one focuses on how “WhatsApp”, a small elemen...

Friday, April 24 2020Source/Contribution by : NJ Publications The investors and advisors who believe in Mutual Funds, who have time tested the quality of the product in terms of its returns and depend...

Tuesday, April 2114 2020 Source/Contribution by : NJ Publications The success of a financial advisor is incidental to the success of his clients. Your wealth is a by-product of your client's wealth. ...

Friday, April 17 2020, Contributed By: NJ Publications Life long Lessons for Investors Successful investors have a lot to share from their experiences which goes beyond just numbers. Almost every such...

Tuesday, April 14 2020 Source/Contribution by : NJ Publications Every year time time around, everyone engages in a tradition of setting New Year Resolutions. The most popular resolutions tend to be r...

Friday, April 10 2020 Source/Contribution by : NJ Publications Time and again we have always said that while there are general guidelines for investment, every individual should invest in an instrume...

Tuesday, April 07 2020, Contributed By: NJ Publications "We don't have a choice on whether we do social media, the question is how well we do it?" - Erik Qualman In the present day digital world, soci...

Friday, April 04 2020, Contributed By: NJ Publications Investing Obstacles to Conquer: The beauty lies in the eyes of the beholder. The measure of anyone's personal or financial success is also a ver...

Friday, March 20 2020.Contributed By: Team NJ Publications From the time one decides to invest their money, they come across a world which offers them a variety of options to invest in. We would alway...

Wednesday, March 18 2020Source/Contribution by : NJ Publications With an incredible product on offer, our charismatic persona and our alluring sales skills, we often can't figure out why the investor ...

Tuesday, March 10 2020Source/Contribution by : NJ Publications The customer is king for every business. Retaining the customer is often more challenging and herculean than acquiring one. The latter be...

Friday, March 06 2020Source/Contribution by : NJ Publications The best lessons we can learn is from the experience and lives of successful people. Words of wisdom from those who have achieved great he...

Friday, March 06 2020Source/Contribution by : NJ Publications What Is an Annual Financial Plan? An annual financial plan is a way to determine where you are financially at this particular moment. That...

Tuesday, March 3 2020, Contributed By: Team NJ Publications Financial Planning is not a 9-6 job, your after office hours are inseparable from your office hours. Your day is usually too long and hectic...

Friday, Feb 28 2020, Contributed By: Team NJ Publications In one of our recent articles we talked about how the individual investors are investing in India and the changing pattern of the investments ...

Tuesday, February 25 2020Source/Contribution by : NJ Publications We often talk about customer relationship management, and propagate the importance of keeping the client at the center. It is indeed e...

Friday, Feb 21 2020 Source/Contribution by : NJ Publications History has shown us that equities have been the most rewarding investment, asset class over long-term horizons. It has potentially genera...

Tuesday, Feb 18 2020, Contributed By: Team NJ Publications A financial advisor's most important skill is to ability to win the client's confidence. Many seemingly less qualified and 'technically' skil...

Friday, Feb 14 2020, Contributed By: Team NJ Publications The biggest financial challenge most of us facing is retirement. Unfortunately, retirement planning has not received the same level of importa...

Saturday, Feb 07 2020, Contributed By: Team NJ Publications Everybody likes to be in control. And to do the things they like. Almost every second person today dreams to have his/her own business/ventu...

Monday, Feb 03 2020, Contributed By: Team NJ Publications For the 21st Century Indian Women, Sky is only the limit. Gone are the days when our ladies lived inside their veils and most of their lives w...

Saturday, Feb 01 2020, Contributed By: Team NJ Publications We as investors are mostly interested to know what returns I am going to get from my investments. It is seldom asked what is the real rate o...

Tuesday, Jan 28 2020, Contributed By: Team NJ Publications Kiran Gandhi is 5'2” tall and weighed 85 kgs a year back. Her friends made fun of her because of her looks, she couldn't find those ravishing...

Tuesday, Jan 21 2020, Contributed By: Team NJ Publications Many IFAs view wealth management with a product-centric, transaction oriented approach, even though they may not like to be seen as such. The...

Friday, Jan 17 2020Source/Contribution by : NJ Publications Why are my returns low? Should I continue investing in current markets? What should I do to get higher returns? These are some of th...

Tuesday, Jan 14 2020, Contributed By: NJ Publications In 1960 a marketing expert named E. Jerome McCarthy created a model for marketing called as the 'Marketing Mix' which consisted of 4 P's – Product...

Friday, Jan 10 2020 Source/Contribution by : NJ Publications 1. When Buying Insurance, focus on sum assured Don't fall for policies giving you 10 times insurance cover. They are all expensive investm...

Tuesday, Jan 07 2020Source/Contribution by : NJ Publications Financial advisors have to be master salesman; sales is where they get their bread and butter from. Though there isn't any set format for d...

Friday, Jan 03 2020Source/Contribution by : NJ Publications Being successful at your investments is not a numbers game. It is a mind game. Successful investing is a play of some basic things which can...

Tuesday, December 31 2019, Contributed By: NJ Publications High Net Worth Individual (HNI) is one segment which every financial advisor is looking forward to work with, because of their huge portfolio...

Monday, December 30 2019, Contributed By: NJ Publications We are now well into the new financial year. Most of us would have now got their salaries revised, business plans worked out and bonuses recei...

Tuesday, December 24 2019, Contributed By: NJ Publications We know Mutual Fund is a product of exceptional caliber, and are a boon for your investor's portfolio. But how do you explain the value of th...

Friday, December 20 2019, Contributed By: NJ Publications The last budget presented by the government was widely welcomed by everyone. There were many key measures taken for the benefit of taxpayers. ...

Friday, December 06 2019, Contributed By: NJ Publications It is a fact that the equity markets have not been performing well in recent times. This is not at all surprising as history shows us that the...

Friday, Nov 29 2019Source/Contribution by : NJ Publications One single person cannot be an expert at many things. One may be good at quite a few things but can one call himself as an expert on multipl...

Tuesday, November 26 2019Source/Contribution by : NJ Publications What is a Business Strategy? Business Strategy lays down the policies and plans for achieving the objectives of the organization. The ...

Monday, Nov 25 2019Source/Contribution by : NJ Publications Time for Tax Planning In life, two things are certain – death and taxes! 31st March is less than Four months away and you surely now have ad...

Tuesday, Nov 19 2019, Contributed By: NJ Publications Indian economy is a growing economy - a land of opportunities. We have multiple investment avenues and we have both domestic and global investors ...

Friday, Nov 15 2019Source/Contribution by : NJ Publications You must have recently read news about Boris Becker actioning his trophies and other memorabilia. It was indeed sad that one of the greatest...

Tuesday, Nov 12 2019, Contributed By: NJ Publications Client prospecting is essential whether you are a new bee in business, or a seasoned player. For some, cold calling is the key, while for others t...

Friday, Nov 8 2019Source/Contribution by : NJ Publications Do you ever imagine why few people appear to get rich easily while most of the others live their entire life full of financial struggles? Hav...

Tuesday, Nov 05 2019, Source/Contribution by : NJ Publications For many financial advisors first client meetings can be overwhelming and exciting at the same time. We are faced with many questions as ...

Friday, Nov 01 2019Source/Contribution by : NJ Publications We all talk about it, know about it but rarely do we find anyone who is all set and ready for a peaceful and happy retirement. Retirement pl...

Tuesday, October 29 2019, Contributed By: NJ Publications "The way we dress affects the way we think, the way we feel, the way we act, and the way others react to us." ~ Judith Rasband In today's worl...

Tuesday, October 22 2019, Contributed By: NJ Publications Whether we know it or not, we are in a state of constant tension between our natural instincts and pressure to follow social norms. We often d...

Friday, October 18 2019, Contributed By: NJ Publications WHY DO BUDGETS FAIL?: Budgeting. It is one thing that every business and even every household should do. We all must have read much on budgeti...

Tuesday, October 15 2019, Contributed By: NJ Publications You have been keenly awaiting for this movie "Dear Zindagi", because it showcases your favourite actors Alia Bhatt & Shahrukh Khan, and yo...

Tuesday, October 08 2019, Contributed By: NJ Publications 25 Quick Tips to improve your interpersonal skills Interpersonal skills are skills used by a person to interact with other people, both indivi...

Friday, October 04 2019, Contributed By: NJ Publications Fortification of your finances: What does fortification of your finances really mean? The term fortification essentially means creating a defe...

Tuesday, October 01 2019, Contributed By: NJ Publications Your 2 year old baby is ill. You are new to the city and do not know much about the local doctors. Your heartthrob has not had anything since ...

Friday, September 27 2019, Contributed By: NJ Publications Guaranteed ways to lose money We have discussed a lot of personal finance in our previous issues. But there also exist a lot of products or s...

Tuesday, September 24 2019, Contributed By: NJ Publications ...

Tuesday, September 24 2019, Contributed By: NJ Publications Do you often wonder, “why my client is not happy in spite of putting in my best?” At times there are evident circumstances when you have not...

Tuesday, September 17 2019, Contributed By: NJ Publications Out of India's total perimeter of 15,200 km, almost half is bordered by the sea, and our country has a number of beautiful beaches and lands...

Friday, September 13 2019, Contributed By: NJ Publications The 7 Commandments of Investments Being successful at your investments is not a numbers game. It is a mind game. Successful investing is a pl...

Thursday, September 12 2019, Contributed By: NJ Publications A niche market is a small segment of the total population which is the targeted market of a particular product. Niche marketing aims at dir...

Friday, September 06 2019, Contributed By: NJ Publications Newly married? Congratulations. After all the music and celebrations of marriage die down, a new life starts and it is time to get back to th...

Friday, August 30 2019, Contributed By: NJ Publications One of the most common financial goals today has become financial freedom. This is especially true for the young generation, the millennials who...

Tuesday, August 27 2019, Contributed By: NJ Publications "All of your customers are Partners in your mission" It is a warm sunny Saturday afternoon, you are relaxing and fishing on a sea coast in Kera...

Friday, August 23 2019Source/Contribution by : NJ Publications For many Indians, financial worries are a part of life. Being a developing economy with a very large population living without adequate f...

Tuesday, August 20 2019, Contributed By: NJ Publications Why is it that people don't become wealthy? In a country like India, which has the right set of demographics, opportunities for business can be...

Friday, August 16 2019, Contributed By: NJ Publications All investors have one common goal – get better returns or performance out of their portfolio. While not all investors can be successful, all su...

Tuesday, August 13 2019, Contributed By: NJ Publications The Master Mantra of becoming a successful Financial Advisor: A financial Advisor should be able to communicate with and convince the client. W...

Friday, August 09 2019, Contributed By: NJ Publications Robert Kiyosaki, the famous American businessman and author once said, "financial freedom is freedom from fear." Indeed, most of us dream of doi...

Friday, August 02 2019Source/Contribution by : NJ Publications Action Plan for Personal Finance An action plan is a road map for the achievement of some important goal. Most of us have some personal g...

Tuesday, July 30 2019, Contributed By: NJ Publications The reason behind investing is Fear and behind not investing is also fear. An investor invests because he fears he won't be able to meet his life...

Tuesday, July 23 2019, Contributed By: NJ Publications Over your career as a financial advisor, you must have had answered to tons of and different sorts of questions. You must have observed that peop...

Friday, July 19 2019, Source/Contribution By : NJ Publications Most of us are aware of what a will is and how it works. Most of us are also under the impression that the will is only for people who a...

Tuesday, July 16 2019, Contributed By: NJ Publications Client Segmentation has remained a popular approach to targeting customers. Client Segmentation means dividing the customer base into groups, bec...

Friday, July 05 2019, Contributed By: NJ Publications We sometimes get sizable cash inflow as windfall gains or bonus for salaried employees. The first question arises in our mind whenever we have a b...

Tuesday, July 02 2019, Contributed By: NJ Publications Inactive Clientele is a hitch in almost all advisors smooth business paths. After a long uphill battle, we acquire a client, who initially is ver...

Friday, June 28 2019, Contributed By: NJ Publications Your Investment Goal : The beginning point of any investment has to be you and your needs. Having a predefined goal or objective is crucial for sh...

Tuesday, June 25 2019, Contributed By: NJ Publications 'Women' constitute almost half of the total population of our country, but this segment is vastly overlooked. Women are not acknowledged at home ...

Tuesday, June 18 2019, Contributed By: NJ Publications When someone comes across an annoying person, he has the option to take the sidewalk. But a financial advisor doesn't have this option. Your brea...

Friday, June 14 2019, Contributed By: NJ Publications Most of us have read the tale of “the rabbit and the turtle” in our schooldays. Let's recall the tale and refresh our childhood. Once upon a time,...

Tuesday, June 11 2019, Contributed By: NJ Publications Struggle is the pioneer partner of an advisor. We all strive hard to generate business, build our brand and satisfy our clients. And after long u...

Friday, June 07 2019Source/Contribution by : NJ Publications Have you ever heard of the term – Credit Score? If not, it is perhaps one most important thing you have to learn about. What is it? A simpl...

Tuesday, June 04 2019Source/Contribution by : NJ Publications Imagine you have a sharp 10 o'clock important client meeting. And you aren't a very systematic personality, so as usual you wake up at 9 a...

Friday, May 31 2019Source/Contribution by : NJ Publications If you have been investing in Stocks, Bonds, FD's, Real Estate, Mutual Funds, etc., so by now you must be having a sizable investment portfo...

Tuesday, May 28 2019Source/Contribution by : NJ Publications In the Indian market, there is dearth of financial advisors, because almost 65% of the country's population is young, and a majority of whi...

Friday, May 24, 2019 Source/Contribution by : NJ Publications Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our ar...

Friday, May 21 2019 Source/Contribution by : NJ Publications Schools will soon be closing for summer vacations, and we don't want our kids to kill their time and strain their eyes watching TV, or pest...

Friday, May 17, 2019 Source/Contribution by : NJ Publications Saving money is one of the most important part of ­financial management for individuals and families. Our spendings have a direct impact ...

Friday, May 03 2019 Source/Contribution by : NJ Publications It's that time of the year when most companies will be treating their employees with their annual bonus for their year long hard work. Som...

Tuesday, April 30, 2019Source/Contribution by : NJ Publications Client acquisition is one of the key challenges faced by any IFA, but primarily for someone who has started his practice recently and ha...

Friday, April 26, 2019Source/Contribution by : NJ Publications "The biggest risk is not taking any risk.. In a world that's changing really quickly, the only strategy that is guaranteed to fail is not...

Tuesday, April 23 2019 Source/Contribution by : NJ Publications Every business has it's own set of core elements necessary to be successful. It is no different for a financial advisory practice. A st...

Friday, April 19 2019 Source/Contribution by : NJ Publications More often than not any surplus money left in savings bank account either gets spent on discretionary expenses or may be because of tiny...

Tuesday, April 16 2019Source/Contribution by : NJ Publications Financial advisors and distributors often wear many different hats while practicing. The roles can be broadly described as – Advisory, Ad...

Friday, April 12 2019 Source/Contribution by : NJ Publications Today mutual fund SIPs have become very popular. With growing financial awareness, more and more persons are today investing in equity m...

Tuesday, April 09 2019Source/Contribution by : NJ Publications India's millennial population; that is people born after 1982, are 400 million plus and counting, meaning one third of the country's popu...

Friday, April 05 2019 Source/Contribution by : NJ Publications Indian investors are typically well diversified when it comes to asset classes. A normal person can be found willing to invest in gold o...

Tuesday, April 2 2019Source/Contribution by : NJ Publications There has been a spectacular rise in e-commerce industry and it has disrupted many traditional businesses. There is virtually no industry ...

Friday, March 29 2019Source/Contribution by : NJ Publications There is a famous saying on shopping by Bo Derek that "whoever said money can't buy happiness simply didn't know where to go shopping". Th...

Wednesday, March 27 2019Source/Contribution by : NJ Publications “People will forget what you said, people will forget what you did, but people will never forget how you made them feel” The job of a f...

Friday, March 22 2019Source/Contribution by : NJ Publications Investing for children's education, marriage, etc. occupy a prominent position in most people's list of life goals. You have been saving a...

Tuesday, March 19 2019Source/Contribution by : NJ Publications You do not want 'Constant', what you want is 'Constant Growth'. And to achieve a constant growth, what do you do? You expand your reach, ...

Friday, March 15 2019Source/Contribution by : NJ Publications Inflation in simple terms means general price rise of goods & services in a country. Inflation monster reduces purchasing power of mon...

Tuesday, March 12 2019, Contributed By: Team NJ Publications As financial advisors we are well aware that the value of money changes with time. It lies at the heart of any financial planning. There ar...

Friday, March 08 2019Source/Contribution by : NJ Publications There is now a lot of communication seen on the importance of saving for retirement and what you need to do. This is fully justified and m...

Tuesday, March 05 2019Source/Contribution by : NJ Publications While every business revolves around the customers and the clients, as an advisor your client is the business himself. You earn when your...

Friday, March 01 2019Source/Contribution by : NJ Publications This article, as the name suggests is for those who start their retirement planning in the pre-retirement phase, in their 50's. Since fore...

Friday, February 22 2019Source/Contribution by : NJ Publications One of the most integral part of personal finance management and financial planning is estate planning. It is something very important ...

Tuesday, February 19 2019Source/Contribution by : NJ Publications As they say, “first impression is the last impression”, so creating the right first impression as an advisor is really important. When...

Saturday, February 16 2019Source/Contribution by : NJ Publications We have all struggled to stay in budget. Each time we get our salaries or income from the business, we vow to save more money and red...

Tuesday, February 12 2019Source/Contribution by : NJ Publications Since the announcement of LTCG tax on Equity, the markets have not quite settled, and so the investors. You must have been pestered wi...

Friday, Feb 08 2019, Need for more wealth is never ending. We want to be wealthy, free from stress, free from monthly rents, mortgages and wish to pursue our passion. But the irony is, only a few from...

Tuesday, February 5 2019Source/Contribution by : NJ Publications The government is in preparations of announcing its financial budget for 2019-20 on 1st February 2019. This year’s budget is of utmost ...

Saturday, February 02 2019Source/Contribution by : NJ Publications The last day for action to save taxes is just round the corner. It is high time that you now take compute the tax liabilities and tak...

Tuesday, January 29 2019Source/Contribution by : NJ Publications Marketing is the life blood of business organisations, which is driven by customers. Marketing is a wide term and it includes all activ...

Friday, January 25 2019Source/Contribution by : NJ Publications Arrival of a kid may be the most wonderful and joyful moment in any parent’s life. Along with joy this brings additional responsibility....

Wednesday, January 23 2019Source/Contribution by : NJ Publications When Indians think about investing, Mutual funds will never come into the investor's mind. The evident choices will be FD, PPF, even ...

Saturday, January 19 2019Source/Contribution by : NJ Publications What do we do with the surplus of income over expenses i.e our savings. We keep some money for meeting our near term emergencies or co...

Friday, January 11 2019Source/Contribution by : NJ Publications All of us have big dreams like going on a annual foreign holiday, buying a large house in a posh locality, sending our child to the best...

Wednesday, January 09 2019Source/Contribution by : NJ Publications "The most basic of all human needs is the need to understand and be understood. The best way to understand people is to listen to the...

Friday, January 04 2019Source/Contribution by : NJ Publications If you have been an active reader on personal finance topics, you must have heard of the FIRE movement. FIRE is an abbreviate for 'Finan...

Tuesday, January 1 2019Source/Contribution by : NJ Publications Happy New Year !! As we enter 2019, a new year of promises, opportunities and hopes slowly dawns upon us. It is the season of making res...

Friday, December 28 2018Source/Contribution by : NJ Publications If one has to describe the year 2018 for financial markets in one word, it would be 'volatile'. As we have known, markets tend to be vo...

Tuesday, December 18 2018Source/Contribution by : NJ Publications As the year-end approaches, we have all begun to look at the past year and think of the new things we want to do in 2019. We begin to ...

Friday, December 14 2018Source/Contribution by : NJ Publications Procrastination is something almost every one of us is guilty of. We tend to put off things till later, make excuses for not doing some...

Tuesday, December 11 2018Source/Contribution by : NJ Publications This article could well have been titled slightly differently as “how to make clients think long term”. While that is an important top...

Tuesday, December 04 2018Source/Contribution by : NJ Publications We often complain about irrational investor behavior when markets are volatile and investors' investments start falling. Many a times ...

Tuesday, November 27 2018Source/Contribution by : NJ Publications Have you ever come across people saying things like, I won Rs 1 Lac in a casino, I'll give a grand party to my friends with the money;...

Friday, November 23 2018Source/Contribution by : NJ Publications Life is like a convolution of waters, the creeks merge into a river, the rivers split into tributaries, but the ultimate destination fo...

Friday, November 16 2018Source/Contribution by : NJ Publications India is in a state of Euphoria, celebrations are in the air with one festival lined up after the other, and we just wrapped up the big...

Friday, November 09 2018Source/Contribution by : NJ Publications Ever wondered how much should you invest in equities? In what time will your money double? Most of our money related questions often ha...

Friday, November 02 2018Source/Contribution by : NJ Publications Equity markets in India have remained volatile for quite some time now, some sectors have demonstrated a poor show than others. Further...

Tuesday, October 30 2018Source/Contribution by : NJ Publications Marketing is at the core of business development and growth activities of all businesses. However, effective marketing is not just exte...

Friday, October 26 2018Source/Contribution by : NJ Publications Liquidity is a familiar tune that you would often come across. It is one of the most critical aspects and is behind most financial probl...

Tuesday, October 16 2018Source/Contribution by : NJ Publications Do you know how will your business look like in the future? How much are you going to earn in the near term and few years down the line...

Tuesday, October 16 2018Source/Contribution by : NJ Publications The Indian Equity markets saw one of it's worst nightmares over the past few weeks. In the first week of October alone, the Sensex slip...

Tuesday, October 9 2018Source/Contribution by : NJ Publications The Indian equity markets witnessed a lot of commotion lately. Both major Indian indices, the Sensex and Nifty are being erratic, slidin...

Friday, October 05 2018Source/Contribution by : NJ Publications Equity and Long Term go hand in hand. Whenever you hear or read about investing in Equity, the concept of long term follows. That we sho...

Tuesday, October 2 2018Source/Contribution by : NJ Publications Role Playing has been proven as a successful sales conversion strategy globally. Looking at the impact role plays have created, growth w...

Tuesday, September 25 2018Source/Contribution by : NJ Publications HNIs or high net worth individuals is a class of individuals who are distinguished from other retail segment based on their net wealt...

Friday, September 21 2018Source/Contribution by : NJ Publications Returns Evaluation activity is done by investors quite often. We want to be aware of the clear position of our investments, what is ou...

Tuesday, September 18 2018Source/Contribution by : NJ Publications Investors often misinterpret their risk taking ability or they may not be able to rightly communicate the same, and that's why it bec...

Friday, September 14 2018Source/Contribution by : NJ Publications The first step in financial planning is setting your goals. In fact, the goals serve as the base to any financial plan. Hence one must...

Tuesday, September 11 2018Source/Contribution by : NJ Publications The financial advisory business has been undergoing transformation of sorts in recent times. We have entered into a phase of unpreced...

Friday, September 7 2018Source/Contribution by : NJ Publications Investing for earning a monthly salary means investing in assets which can give you regular monthly payouts. It means creating a source...

Thursday, August 6 2018Source/Contribution by : NJ Publications When you are in business, you cannot apply a single strategy to handle your entire client base, since the clients belong to different ba...

Friday, August 31 2018Source/Contribution by : NJ Publications There is an investor who has four saving accounts, Rs. 10,000 lying in one, Rs 15,000 in another, Rs 2,000 in the third one (the investor...

Tuesday, August 28 2018Source/Contribution by : NJ Publications HNI segment remains a sought after client base among financial advisors for the fact that the investment amounts are huge, so it is an o...

Friday, August 24 2018Source/Contribution by : NJ Publications It may be expected from the blogs at this place, regardless of the topic, that it’ll revolve around the financial aspect of life. But whe...

Tuesday, August 21 2018Source/Contribution by : NJ Publications We advisors, put in countless efforts in acquiring a client, and have him/her invest for his/her goals, while creating a source of incom...

Friday, August 10 2018Source/Contribution by : NJ Publications Sameer, an IT professional, starts his month with Rs 35,000 being credited into his account. In the first week itself, he pays off his ...

Friday, August 3 2018Source/Contribution by : NJ Publications One of the fundamental elements that go into Financial Planning is Asset Allocation. Asset Allocation means bifurcating your investment po...

Tuesday, July 31 2018Source/Contribution by : NJ Publications Historicaly, Indian investing could be characterized as Risk Averse. People were skeptical about stocks and mutual funds, and most of our ...

Friday, July 27 2018Source/Contribution by : NJ Publications This is one of the most common questions that the investors in their late 50's, about to retire in the next few years, have. One of the fun...

Tuesday, July 24 2018Source/Contribution by : NJ Publications Our entire advisory practice revolves around pleasing our customers, we put in our best, we engage in practices fulfilling our client need...

Friday, July 20th 2018Source/Contribution by : NJ Publications Like our marriage with our life partner, most of us develop a life long relationship with our investments, like our gold jewelery, the pr...

Tuesday, July 17 2018Source/Contribution by : NJ Publications Over your journey as a financial advisor, you'll find two categories of investors: 1. The conservative ones And 2. The Aggressive ones We...

Thursday, July 12 2018Source/Contribution by : NJ Publications We have our viewpoints about people, places, things and a variety of other stuff in life. Men look feminine in Pink, Chinese is better th...

Tuesday, July 10 2018Source/Contribution by : NJ Publications Many financial advisors have achieved great success and have grown big in business, we have a team of people who help us sustain the scale...

Friday, July 6 2018 Source/Contribution by : NJ Publications With the ITR filing deadline not even a month away, it's time to start gearing up to file your return, if you haven't done already. Waiting...

As a financial advisor, you play many roles, you advise clients on how should they be managing their money, goal planning, which products should they be investing in for their short and long term goal...

Friday, June 22 2018Source/Contribution by : NJ Publications To stand out among 1.35 billion people, to meet the growing needs, to build a career of their choice, students wish to pursue their higher ...

Friday, June 15 2018Source/Contribution by : NJ Publications What are your goals for your post Retirement Life? Pursuing all the things you wanted to but could not do over the last three or four decad...

Tuesday, June 12 2018Source/Contribution by : NJ Publications A large part of a financial advisor's life goes in convincing investors that they must plan for their goals, secure their future, that the...

Thursday, June 7 2018Source/Contribution by : NJ Publications There are so many people out there who are yet to inaugurate their investing process. Either we just don't want to invest or we keep on de...

Tuesday, June 05 2018Source/Contribution by : NJ Publications We apply numerous strategies for growing and strengthening our business, we continuously engage ourselves in activities directed at evolvi...

Friday, May 25 2018Source/Contribution by : NJ Publications Financial literacy is regarded as an important requirement for the effective functioning for any economy and society. Over the years, financ...

Tuesday, May 22 2018Source/Contribution by : NJ Publications Nobody likes to take risk, but the irony is the lower the risk, the lower the gain. Risk and Rewards are directly related, some of your cli...

Friday, May 18 2018 Source/Contribution by : NJ Publications Today we'll not talk about financial products or investments or goals, rather we'll concentrate on simple routine money habits which you ca...

Tuesday, May 15 2018Source/Contribution by : NJ Publications The walls of your office speak a lot about your personality and your services. Your office is the place where you would meet most of your c...

Tuesday, May 08 2018Source/Contribution by : NJ Publications We have seen and felt the goodness of equity, we have seen people making tremendous wealth from equity. We have investors, who are associat...

Tuesday, May 01 2018Source/Contribution by : NJ Publications The current scenario in India with respect to investing and overall market conditions is being perceived as the golden period for financial...

Friday, April 27 2018Source/Contribution by : NJ Publications 1. An Emotional Guide: In investing, emotions play the devil's role. If left unchecked, they can easily ruin one's entire financial life. ...

Thursday, April 19 2018Source/Contribution by : NJ Publications Mutual funds have witnessed a growth in popularity over the past few years. The trend has seen retail investors increasingly participati...

Thursday, April 12 2018Source/Contribution by : NJ Publications We save and invest throughout our life for our future and our goals. We invest for buying our dream house, for our kids education, marri...

Monday, April 09 2018Source/Contribution by : NJ Publications Our clients: Our biggest challenge as well as our biggest strength. The most prominent challenge faced by investment advisors in their pra...

Friday, April 06 2018Source/Contribution by : NJ Publications Mutual Funds for wealth creation: If you'd ask about that one thing that all investors want from their investment in return, is Returns, ...

Tuesday, April 03 2018Source/Contribution by : NJ Publications Often we come across articles and blogs talking about tips and strategies on how to become a successful financial advisor. Generally such...

Friday, March 30 2018Source/Contribution by : NJ Publications For many of us, the topic of ‘managing’ our finances only hits us when we find our expenses regularly surpassing our income. That is, we s...

Monday, March 19 2018Source/Contribution by : NJ Publications Since the announcement of LTCG tax on Equity, the markets have not quite settled, and so the investors. You must have been pestered with q...

Thursday, March 15 2018 Source/Contribution by : NJ Publications In today's times, people want to get the best of everything for their child, the best education, food, clothing and the best quality o...

Friday, March 09 2018Source/Contribution by : NJ Publications Mr. Jaitley had remarked in his budget speech that we are a tax non-compliant country and that not paying taxes and filing returns has be...

Friday, March 02 2018Source/Contribution by : NJ Publications Hari Prasad Verma was an assistant to a renowned builder in his town Saharanpur. Hari was living a lower middle class life. One day, on th...

Tuesday, Feb 27 2018Source/Contribution by : NJ Publications One of the most vital roles played by financial advisors is managing behavioural biases of their clients, who are stuck between timing the ...

Friday, Feb 23 2018 Source/Contribution by : NJ Publications In it's 6th and the last of this fiscal's bi-monthly monetary policy review, RBI kept the Repo rate unchanged at 6%, three times in a row,...

Friday, Feb 15 2018 Source/Contribution by : NJ Publications "Someone's sitting in the shade today because someone planted a tree a long time ago" ~ Warren Buffet The priests of investment preach the...

Friday, Feb 9 2018Source/Contribution by : NJ Publications When mankind created technology, it didn't know that the latter would be the most irreplaceable 'organ' of the former. Technology has changed...

Saturday, Feb 3 2018Source/Contribution by : NJ Publications There are certain amendments proposed in the union budget FY 18-19 with respect to investments in equity and equity oriented mutual funds. ...

Friday, Feb 02 2018Source/Contribution by : NJ Publications The financial year 2017-18 is drawing to a close. It's time people start looking into the tax planning process, reviewing their existing tax...

Tuesday, Jan 30 2018Source/Contribution by : NJ Publications Be it buying jewelry from Tanishq, or a Tata Car, or an everyday product like Tata Tea, people are sure of the quality of the product. Do y...

Thursday, Jan 25 2018Source/Contribution by : NJ Publications We know many successful people and it is often our desire to achieve the success that our idols have achieved. However, matching success i...

Friday, Dec 05 2017 Source/Contribution by : NJ Publications Another year full of surprises and shocks, has formally come to an end. Although, the introduction of GST did create ripples, businesses w...

Tuesday, Jan 02 2018Source/Contribution by : NJ Publications Wish You A Very Happy New Year !! The year 2017 was an action packed year for our industry with regular headlines made throughout the year....

Friday, Dec 29 2017Source/Contribution by : NJ Publications Bitcoins and Blockchains are the most talked about topics globally. The newspapers are flooded with updates on the Bitcoin rally, anecdotes ...

Tuesday, Dec 26 2017Source/Contribution by : NJ Publications Presentations, personality and products are not enough to become great financial advisors today. Investor's do not need a financial advisor...

Tuesday, Dec 19 2017Source/Contribution by : NJ Publications Another year of shaping people's future, of seeing your clients fulfill their goals, of meeting new people, of answering endless questions,...

Friday, Dec 08 2017Source/Contribution by : NJ Publications Mutual Funds SIP, as we all know is an investing tool which imparts discipline and convenience to the investing process. It is a systematize...

Until now, we have spoken a lot about the questions that your clients may ask you, the bombardment of difficult questions, comprehending the unasked questions, the answers to those questions, and so f...

Monday, Nov 27 2017Source/Contribution by : NJ Publications How to help your Debt Stressed Clients? Do you have clients who are burdened heavily under Debt upto their hairline? Do they have large cred...

November 8, 2017 marked the first anniversary of the news, which left all Indians in jitters, the historic Demonetization stroke of the Indian Government. The move that was intended to uproot black mo...

Saving is the predecessor of investing. No investing, no fulfillment of goals can happen if you don't save enough. And spending is the worst enemy of saving. Many of us are extravagant spenders, we pr...

Well to begin with this is just a compilation & commentary on what the 'famous investment gurus' have said on wealth creation. But dig deeper and you will priceless guiding lights that would make ...

When you run a marathon, there is a predefined finish line, you run keeping that finish line in mind, and when you reach that line, you've achieved your goal. Your life is similar to a marathon, but w...

What is the power of your salary? It gives you the food to eat, a house to live in, a vehicle to ride on, education for your kids, a peaceful sleep, a means to survive. Your salary provides you the me...

Tuesday, October 03 2017, Source/Contribution by: NJ Publications As financial advisors we have a lot of expectations from our clients. Some of these expectations are those expected as a professional ...

  √ The month is February, the deadline for submitting investment proofs is approaching. What do I do? √ Some money got accumulated in my savings account, want to park it in a safer avenue. What do I...

Friday, Sept 22 2017,  Your income meets your needs and looks after your present, and your savings and investments create wealth for you and takes care of your future. Welcome to the investment world!...

Friday, Sept 01 2017,  Ramesh: Hey Suresh, good morning, how are you doing? Suresh: Hey.. I am doing good, how about you? Ramesh: I was wondering if you would be interested in investing in that bond w...

Friday, Aug 25 2017,  There is a strong correlation between your investments and your goals. To make life simple, every goal must have an investment attached to it. To justify its presence, the invest...

Tuesday, Aug 22 2017, Source/Contribution by: NJ Publications You all must have faced a plethora of questions from your clients or prospective clients about various investment products, their suitabil...

Friday, Aug 18 2017, Baghban is a captivating and a heart melting hindi movie with a mix of all the bollywood masala, emotions and songs. You all might remember crying an ocean at the melodramatic sce...

Friday, Aug 11 2017, Mutual funds can help investors create wealth over the long term powered with disciplined savings and patience in the right asset class. Equity mutual funds have been able to outp...

Friday, Aug 04 2017, BIRDS AND THEIR YOUNG: You must have often seen a nest in the corner of an attic below the stairs of your house, or on the pot hanging in your balcony or on a tree in your backyar...

Friday, July 28 2017, With just two days to go for the income tax returns filing deadline, amidst the last minute hustle, chances of mistakes are high. Either the website won't work because there are ...

Friday, July 14 2017,  People are very particular about the financial advisor they choose, we consider and evaluate alternatives, we take months to select the right financial advisor, we even change a...

A website is the face of any business, it is a warehouse of all the information that a business wants to impart to the people at large. Technology has changed the way businesses are done and a website...

Friday, June 23 2017, Since August last year when the resolution to implement GST was passed, the common man is preparing himself for the regime and is eager to learn the implications of GST on his li...

SIP is a tool which helps investors actualize their big goals through small steps. You can achieve a big dream like meeting your daughter's wedding expenses, with an SIP of as small as Rs 2,000 a mont...

Friday, June 02 2017, Contributed By: Team NJ Publications There are changes happening in every aspect in our lives. One change that has affected our lives is the growth in financial needs and product...

Friday, May 26 2017, Contributed By: Team NJ Publications Managing expenses is a tough task if you have not budgeted for it. But what about unknown expenses that hit us out of the blue. At times, even...

Friday, May 19 2017, Stay On Track: Key To Achieving Your Goals in Life How would you consider your life to be meaningful and successful? I am sure that many would not prefer or will not be able to pu...

Tuesday, March 27 2018 Source/Contribution by : NJ Publications We often get to read and hear insights about the Do's and the Dont's for running a successful business. And we try to blend those ideas ...

Date : 12 May 2017 What happens when you go into your bank to deposit a large sum of money or if you have a huge balance in your savings bank account. Probably someone from the bank staff would approa...

Date : 05 May 2017 Young adults are perhaps the richest among all of us. They have something more - “time”, an age when the possibilities are unlimited. In case you are a young adult in 20s or 30s or ...

Date : 28 April 2017 Whenever the subject of discussion is planning for your future, the hot topics are "Buying a car in the next five years or upgrading the car in 3 years","Buying a house in the nex...

“It's July already, I am in the midst of the year. I'd rather start investing from the next year. New Year, New Beginnings” That auspicious new year will never come “I am young in my career, I am earn...

Ashish went to a nice restaurant for dinner with his 4 colleagues six months back. They had a fun evening and the bill for the dinner came to Rs 12,000, which was split between 5 of them. Manish paid ...

This was during the year 2009 - 2010. Mr. Shankar, Amit's father retired few weeks back and he was enjoying his retired life. After retirement he got a hefty sum from his savings as PPF & Gratuity...

Warren Buffet, one of the greatest investors of the world, the Chairman and CEO of Berkshire Hathaway, in his annual letter to the shareholders, presents investment insights, which are eagerly awaited...

In recent years the India has emerged as one of the fastest growing financial services market in the world. This has been largely due to rising incomes driven by economic growth and increasingly infor...

Post the chaos faced by the virtue of Demonetisation, the Aam Aadmi of India was hopeful of a liberal budget. And the budget did stand up to the expectations of the Common Man to some extent. The Budg...

There are two ways to look at investor behavior in the context of markets. Although, there can be many more perspectives for investor behavior if we can include various markets and different types of ...

After the helicopter shot of PM Modi on Nov 8, Finance Minister Arun Jaitley is on strike. All eyes in the stand are on the bat of Jaitley, hoping for some good news in this budget. Now since the budg...

This is the time of the year when you would be gathering your medical bills for supporting medical allowances, petrol bills for transport allowance, boarding passes for claiming LTA, insurance receipt...

We’re all busy in this fast paced life. Often we have many things that we need to do on priority and still many things that we wish to do but can't find time.The list of works to do fills up faster th...

Men and women have been created as equals and have equal rights. Unfortunately, for most of us, the financial and social status of women in India comes second to men. The women around us - be it daugh...

“A new year is like a blank book. The pen is in your hands. It is your chance to write a beautiful story for yourself.” 2016 has been a package of surprises and shocks. The topsy turvy in commodity ma...

The year 2016 is ending in a day. It was a wonderful year, full of excitement, joy and surprises. When 2016 started, most of us made new year resolutions, we decided to be nice to others, quit smoking...

The government has banned Rs 500 and Rs 1000 notes, which constitutes 86% of the total currency of our country. The move is aimed to curb black money and wipe out corruption. This bold step has left u...

On the eve of 9th November 2016, Mr. Hari Kumar, a textile trader from Ahmedabad, was on his way from Mumbai to Ahmedabad, when he got a news notification on his mobile which left him awestruck. He co...

It almost pulled the rug from under the feet of many Indians on the evening on 8th November 2016, when PM Modi announced the demonetisation of Rs 500 & Rs 1,000 notes. All the cash that was stashe...

Compared to equity market, bond market is considered to be stable and less volatile. But events such as falling currency makes the market volatile, depreciation and appreciation of currency against do...

Parminder Singh and Bhupinder Singh are best friends. They have been brought up in the same neighbourhood, studied in the same class in the same school, and then they were benchmates in college. It wa...

You have finalised a challenging target for new SIPs for the quarter. You are all happy and gung-ho for it. But after a while, you stop thinking that it is possible. And at the end of the quarter, the...